Brighter Solutions for a Brighter Future
Health Insurance
Comprehensive coverage for Idaho individuals and families. We are partnered with Your Health Idaho! Ask about qualifying for tax credits for more affordable solutions.
Tailored solutions for your needs. We emphasize living benefits, asset protection, wealth building and the ability to leave a legacy.
Secure your family's financial future today.
Life Insurance
Business Solutions
Health Insurance Solutions
Providing comprehensive health and life insurance options for individuals, families, and businesses for a brighter future.
Individual Plans
Tailored health insurance plans designed to meet individual needs and ensure personal well-being and security.


Family Coverage
Affordable life insurance solutions that protect your loved ones and provide peace of mind for families.
Our expert team is dedicated to helping businesses find optimal health insurance options for their employees.
Small Business Solutions




Financial Services Solutions
We provide a complimentary, comprehensive analysis to ensure your financial strategy aligns with your short term and long term goals. We help families reposition their money to pay the least amount of taxes, pay themselves first (make money off their own money) as well as protect their assets a secure a legacy that can be passed down for generations.


Insurance Solutions
Do you know how much you will need to have saved to retire at your desired age? That number may be higher than you think. Procrastination is one of the greatest enemies to wealth. Contact us today to review your strategy or create one if you haven't started.
Wealth Accumulation & Preservation




Financial Strategies
One of our greatest assets is our ability to earn an income. What plans do you have in place if you were suddenly unable to work and earn money? We offer a variety of solutions based on your individual needs to prepare you and your family for life's most difficult challenges.
Luminous Life & Health Solutions
Providing health and life insurance solutions for individuals, families from all walks of life as well as businesses.
krystal@luminouslifeandhealthsolutions.com
208-695-4767
© 2025. All rights reserved.
P.O. Box 575
Nampa, ID 83651